Putting customers at the centre.

Everyday millions of people trust PayPal to buy, sell and send money all in the name of security and frankly, we’re no different. There’s a world of ways to use PayPal and we’re here to help explain further. From direct payment to PayPal Credit or Pay in 3.

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PayPal Payments

PayPal Payments

A common option among shoppers, PayPal’s payment portal offers a direct payment solution and gives immediate security on purchase.

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PayPal Payments

PayPal Credit

A credit card without the plastic. PayPal Credit offers customers 0% interest for 4 months on purchases of £99 or more.

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PayPal Payments

PayPal Pay In 3

PayPal describe this payment method as an ‘interest-free loan’ with a decision of approval in seconds that comes with the backing of PayPal.

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PayPal Payments

Perhaps PayPals most common and well known payment method, their online payments options ensures a safe and secure gateway for customers. Simply choose PayPal at checkout and skip the hassle of entering your card details each time you make a purchase. With PayPal Buyer Protection you can shop more securely and more confidently than ever before.

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PayPal Credit

Planning a weekend away or just want to splash out? PayPal Credit is another solution for Brown Bag customers to help spread the cost on those larger purchases. Get 0% interest automatically on all purchases of £99 or more. Purchases less than £99 or purchases outside of the 4 month 0% interest period will be charged interest at 21.9% p.a. (variable). In order to maintain your 0% offer, you will need to keep up monthly repayments and stay within your credit limit. It’s super quick and easy to apply for PayPal Credit. All you need to do is complete a short application form and PayPal will decide there and then whether you’re eligible for this payment method. If successful, you’ll have a credit limit attached to your PayPal account ready for you to use instantly.

‘PayPal Credit’ FAQs

PayPal Pay In 3

Good things come in threes with PayPal’s Pay In 3. Enjoy the power to split your purchase in to three-interest-free payments with no set up fees or charges. Their Pay In 3 option is a great way to help you stay in control of your budget whilst buying the things you want, when you want them. With Pay In 3 there’s no interest and no set up fees and you won’t have to wait for days on end to see if your purchase has been approved. Not only that, your purchases are covered by the same security and Buyer Protection you already enjoy from PayPal. Simply checkout using PayPal on any purchases between £45 - £2,000, select Pay In 3 and make your first payment today and your 2 remaining payments on the same date, the following 2 months.

‘Pay in 3’ FAQs

PayPal are passionate about providing simplicity to spending which is why they design their products to fit around your everyday life. Whether you’re shopping or splitting expenses, their aim is to make it as easy as possible to do so and with PayPals Buyer Protection you can shop securely and with confidence.

200 million PayPal users.
PayPal Buyer Protection.
Millions of retailers worldwide.
20+ years of experience.

Please spend responsibly. When using lending options with PayPal, please do not lend more than you can afford as this could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Brown Bag Clothing is not a lender and acts only as an introducer to credit options. The credit product is provided by PayPal (Europe) S.à r.l. et Cie. Credit is only available to those aged 18 and over, depending on their status. Terms and conditions apply. Please note that some PayPal payment options are authorised and regulated by the Financial Conduct Authority.

Sign up free today online or using the app and take advantage of all the benefits of using PayPal.

Pay online or in the paypal app.

Buyer Protection is available on eligible purchases only. A dispute must be filed within 180 days with PayPal. If your purchase involves currency conversion, a fee will apply. Terms and conditions apply.